Chapter 7

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Chapter 7 Bankruptcy Attorney In Edison, New Jersey

Is Chapter 7 Bankruptcy Right for Me?

Juan C. Velasco, a distinguished attorney in New Jersey, can guide you in navigating the complexities of Chapter 7 bankruptcy. He can assist you in eliminating burdensome debts, including payday loans, medical bills, credit cards, personal loans, repossessions, and more. Amidst the process, you can retain important assets like your home and car, provided that you stay on top of your payment plans. And the benefits do not end there. The moment you file, you say goodbye to threats, lawsuits, garnishments, and frozen bank accounts. Understanding that Chapter 7 bankruptcy is a complicated affair, having Juan C. Velasco at your side can be incredibly advantageous. He holds an impressive record in guiding his clients to financial stability and a fresh start. To explore how Juan C. Velasco can assist you, get in touch today.

Call Velasco Law Office at 732-422-5673 to schedule a consultation with a lawyer today.

Are There Any Types of Debt Chapter 7 Doesn’t Cover?

Regrettably, Chapter 7 bankruptcies do not absolve you from certain kinds of debt. If you carry back taxes to the federal or state government, child or spousal support, or student loans, you'll need to discover alternative payment strategies for these debts. Nevertheless, a Chapter 7 bankruptcy for your remaining debts can assist in freeing up additional funds to manage these particular obligations. That's why it's crucial to begin collaborating with an attorney adept at handling bankruptcies. Juan C. Velasco, a seasoned Chapter 7 lawyer based in New Jersey, is ready to sit down with you to help you figure out a plan that will enable you to eliminate debt permanently. Schedule a consultation with Juan today!

What Are Some of the Requirements for a Chapter 7 Bankruptcy?

To prevent affluent individuals from unfairly utilizing Chapter 7 bankruptcy as an “easy out”, there are specific criteria to be met, including passing a means test. This test confirms to the court that your income does not suffice to realistically address your debt. Additionally, during the six months leading up to your filing, financial counseling is a requirement. Fulfilling these requirements while ensuring the proper paperwork is filed on time is a task that necessitates thorough understanding of legal prerequisites.


This is where Juan C. Velasco in New Jersey comes in, guiding you through the process as swiftly as possible. Embark on your journey towards financial liberation today. Reach out to Juan C. Velasco now.

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Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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