Being in a lot of debt is an overwhelming situation for a lot of people, especially if you have no idea how you will get out of debt. It is usually only made worse by calls from debt collectors and creditors who are trying to collect money from you that you simply do not have. This can be incredibly stressful, emotional, and embarrassing.

If you are wondering how you can stop creditors and debt collectors from calling you at your home, on your cell phone, and at your place of employment, you should consider filing for bankruptcy. As soon as you file for bankruptcy, you will put subject to the automatic stay. An automatic stay makes it so debt collectors are not permitted to contact you and ask for money from the second your bankruptcy petition is filed.

This can take a great financial burden off your back and give you a chance to regroup without the constant fear of calls from creditors. Bankruptcy can allow you to get a fresh start with your finances and it basically gives you a second chance.

If you have any questions about filing for bankruptcy, contact an experienced bankruptcy attorney who can provide you with assistance.

Juan C. Velasco, Esq. is a trusted attorney who concentrates on bankruptcy, family law, real estate, and estate matters who has been serving the New Jersey area for over 25 years. If you are in need of experienced legal counsel, please contact Velasco Law Office and we will be happy to assist you.